Fair Debt Collection Practices Act Complaint Defense
The federal Fair Debt Collection Practices Act (“FDCPA”) is oven invoked by debtors who claim that a creditor has violated one of the many sections of the law. The law restricts certain collection activity from debt collectors, and it subjects creditors to monetary sanctions if the law is violated in even the smallest instance.
Acting quickly can be the difference between a nominal settlement and a substantial judgment.
Consumers are more educated than ever when it comes to the FDCPA. With a strict liability statute, statutory damages, and rising attorneys fees, FDCPA claims can become quite costly. This is an arena where an ounce of prevention is much more effective than a pound of cure. If, however, you find yourself defending a FDCPA claim, knowing the law, recognizing the form complaints available on the internet, and acting quickly can be the difference between a nominal settlement and a substantial judgment.
Our firm is very familiar with all aspects of the FDCPA, and we can provide our clients with a defense to any claim made against them with regard to an alleged violation.